The Retail Trap Is Real.
Most loan officers are generating revenue their company keeps. You bring in the client, work the file, and close the deal — then watch the majority of the margin walk out the door. The average retail LO earns 85–100 BPS while the company pockets 185+ BPS on the same loan.
At Axxis Mortgage, we built the model around a simple idea — the person generating the revenue should keep the majority of it. We provide the infrastructure, the lender relationships, and the back-end support. You bring the production. The math finally works in your favor.
"Most LOs don't leave their company because the market is bad. They leave because they finally did the math."
Wesley Owen · Mortgage Advisor, Axxis MortgageWe provide the processing, technology, and wholesale lender access. You focus on originating. It's that simple.
Full Transparency. Every File.
You know exactly what you make on every single loan. No surprises. No adjustments. No "branch manager override." Here's how the tiers work:
| Tier | Annual Volume | Your Split | Net BPS to You | Status |
|---|---|---|---|---|
| 1 | $0 – $5M | 50% | ~130 BPS | Starting Point |
| 2 | $5M – $15M | 65% | ~169 BPS | Above Retail Average |
| 3 | $15M – $30M | 75% | ~195 BPS | Top Producer Range |
| 4 | $30M+ | 80% | ~208 BPS | Elite |
| * A 15 BPS processing fee and $65/mo tech fee apply. All compensation is W-2. You know your number before you close every file. | ||||
You Originate. We Handle the Rest.
We've removed every administrative obstacle between you and your next closed loan.
In-House Processing
A dedicated processor chases your conditions so you don't have to. You close loans — we manage the back end. (15 BPS processing fee applies.)
Wholesale Lender Access
Direct access to UWM, Kind Lending, Pennymac, and more. Better pricing than retail, with 14-day average close times that make your Realtor partners love you.
Full Tech Stack
ARIVE LOS, pricing engines, corporate email, and pipeline management tools. Everything you need to run a professional operation from anywhere. ($65/mo tech fee.)
W-2 Employment
We handle payroll taxes. You get a real paystub, real employment history, and zero quarterly 1099 surprises — without sacrificing your comp structure.
Originators Who Own Their Business.
We're not looking for order-takers. We're looking for self-driven loan officers who have built relationships and know how to generate business — and are ready to actually keep what they produce.
- ✓Active NMLS License — required in all states where you originate.
- ✓Self-Generated Pipeline — you have active Realtor relationships, past client referrals, or a proven lead source. We give you the systems; you bring the hustle.
- ✓Compliance-Minded — you understand that a clean shop protects your license, your clients, and your commission. We run things the right way.
- ✓Remote-Ready — comfortable with Zoom, digital pipelines, and working independently. We support remote and hybrid arrangements.
- ✓Growth-Oriented — you're not looking for a ceiling. You want a place where producing more actually means earning more.